Central Bank Rate: 2.50%
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Loan Apps Canada

22 Verified Lenders • From 6.0% APR

Central Bank Rate 2.50%
Inflation Rate 1.90%
GDP/Capita CAD 44,846
Average Monthly Salary CAD 5,642
Income Tax Rate 20.5%
Average Property Price CAD 664K
Unemployment Rate 7.1%

Loan Types Available

Personal Loans

Interest Rate 6.00% - 46.96%
Loan Amount CAD 300 - 200K
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Business Loans

Interest Rate 4.84% - 30.00%
Loan Amount CAD 1,000 - 1,000K
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Student Loans

Interest Rate 0.00% - 0.00%
Loan Amount CAD 0 - 16K
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Mortgage Loans

Interest Rate 3.84% - 8.56%
Loan Amount CAD 5,000 - 2,000K
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Auto Loans

Interest Rate 3.90% - 29.99%
Loan Amount CAD 500 - 75K
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General Requirements

Age Requirements

18 - 70 years

Residency

Not Required

Credit Score System

FICO

Minimum Down Payment

5.0%

Top Lenders

Flexiti Financial Inc.

4.7
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Thinking Capital

4.6
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Pay2Day

4.6
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Mogo Finance Technology Inc.

4.4
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Money Mart Financial Services Inc.

4.3
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goeasy Ltd. (easyfinancial)

4.3
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Loan Calculator

Monthly Payment CAD 890
Total Cost CAD 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews